Terms & Conditions
Last updated · October 2026
These terms govern your use of the Tharaa app and website. By creating an account or using our services, you agree to them. Please read them carefully.
1. The service
Tharaa lets you buy, hold, sell and take delivery of physical gold and silver. Metal you buy is allocated to you and stored on your behalf in certified vaults.
2. Eligibility
You must be at least 21 years old, legally able to enter into contracts, and resident in a market Tharaa serves. You must complete identity verification before you can transact.
3. Your account
You are responsible for keeping your login details and devices secure, and for all activity on your account. Tell us immediately if you suspect unauthorised access.
4. Sharia compliance
Every transaction on Tharaa is a spot sale of physical metal with immediate ownership. We do not offer derivatives, leverage or interest-bearing products.
5. Prices and orders
Prices follow the international market and are shown before you confirm. Once confirmed, an order is final. Applicable fees are always displayed before you confirm.
6. Ownership and custody
Metal allocated to you remains your property. It is not lent, pledged or used by Tharaa for any other purpose.
7. Physical delivery
You may request physical delivery of your holdings, subject to minimum quantities, delivery fees and availability in your location.
8. Risk
The value of gold and silver can go down as well as up. Past performance does not guarantee future results, and Tharaa does not provide investment advice.
9. Suspension and closure
We may suspend or close an account where required by law, for security reasons, or if these terms are breached. You may close your account at any time once your holdings have been sold or delivered.
10. Contact
For any question about these terms, write to info@tharaapreciousmetals.com.